银行家针对稳定币奖励发出了 8,000 封要求函，《澄清法案》面临 100 多项修正案

The Senate Banking Committee’s crypto market structure bill is heading into CLARITY Act markup with more than 100 proposed amendments. This is turning a long-delayed vote on the CLARITY Act into a test of whether a fragile stablecoin compromise can survive pressure from banks, Democrats, and crypto industry groups. The final number of amendments has not been formally confirmed. However, the current markup amendment proposal puts it in the same range as the January effort, when 137 amendments were submitted before a planned committee vote was scrapped. The size of the amendment pile underscores how unsettled the bill remains even after months of negotiations. Banks force stablecoin rewards vote The most consequential fight is over stablecoin rewards , the issue that helped stall earlier negotiations and now threatens to reopen the divide between crypto companies and the banking industry. The Senate compromise would prohibit rewards on idle stablecoin holdings when those rewards resemble interest on bank deposits. It would still allow incentives tied to other stablecoin activity, such as payments or transactions. That distinction was designed to keep stablecoins from becoming deposit substitutes while allowing firms to reward usage rather than passive balances. Banks say the language does not go far enough. Their concern is that crypto exchanges and other intermediaries could structure rewards around stablecoin activity in ways that still pull deposits away from insured banks. Banking groups have pushed senators to close what they view as a loophole and to prevent stablecoin issuers or affiliates from offering yield-like incentives that compete with bank accounts. Sens. Jack Reed and Tina Smith reportedly filed an amendment to tighten that standard. Their proposal would target rewards that are “substantially similar” to deposit interest, a formulation that could give regulators more room to block incentive programs that banks see as functionally equivalent to yield. T