嘉信理财 (Charles Schwab) 正在将比特币带给其 3900 万客户，但没有提供他们期望的保护
Burns Brief
嘉信理财本周宣布，将开始直接向其 3900 万经纪客户出售比特币和以太坊。这一消息令市场参与者感到不安，空头希望压低价格，而多头则试图捍卫关键支撑位。观察 $BTC $ETH $SOL 的反应 - 高于或低于关键水平的决定性走势将确认下一个趋势。
Charles Schwab announced this week that it will begin selling Bitcoin and Ethereum directly to its 39 million brokerage clients. They will appear in the same account view as stocks, ETFs, and retirement funds, in the same app, under the same brand, one click from the S&P 500 index fund a customer bought for their IRA. What makes that arrangement so consequential is that the assets will arrive in one of the most familiar and trusted environments in American finance, while carrying a very different set of protections from what customers are used to seeing there. Schwab's own disclosures say so plainly: the cryptocurrencies sold on its platform are not deposits, not FDIC-insured, not SIPC-protected, not backed by any central bank, and carry the risk of total loss of principal. That gap, between how crypto will feel to a Schwab customer and what it actually is, is the most consequential thing here. It is also the clearest illustration yet of the way crypto is entering mainstream American finance. Related Reading US Bitcoin ETFs pull in $664M in largest daily inflow since January, because Iran reopened Hormuz for a few hours The Strait of Hormuz reopening eased energy shock fears and triggered institutional rotation into Bitcoin exposure. Apr 18, 2026 · Oluwapelumi Adejumo Charles Schwab's crypto rollout, and what it actually changes The product, called Schwab Crypto, will begin a phased launch in the coming weeks. At launch, it will support only two assets: Bitcoin and Ethereum, which together account for roughly three-quarters of the total crypto market cap. While a big part of the crypto industry lamented the exclusion of altcoin heavyweights like Solana and XRP, the short list of supported coins is a smart and calculated decision. A company managing $12.2 trillion in client assets has every reason to avoid the headline risk that would come with a more speculative token imploding inside a retirement account. Trades will cost 75 basis points, or 0.75 percent, which Sch
Key Takeaways
- Charles Schwab announced this week that it will begin selling Bitcoin and Ethereum directly to its 39 million brokerage clients
- They will appear in the same account view as stocks, ETFs, and retirement funds, in the same app, under the same brand, one click from the S&P 500 index fund a customer bought for their IRA
- That gap, between how crypto will feel to a Schwab customer and what it actually is, is the most consequential thing here
- It is also the clearest illustration yet of the way crypto is entering mainstream American finance
- Apr 18, 2026 · Oluwapelumi Adejumo Charles Schwab's crypto rollout, and what it actually changes The product, called Schwab Crypto, will begin a phased launch in the coming weeks