Wed, 06 Maregulation

Le lobby bancaire tente de tuer les progrès du stablecoin du Clarity Act alors que le balisage est prévu pour la semaine prochaine

Burns Brief

Les banques américaines déploient un effort de lobbying agressif pour bloquer la loi CLARITY, alors même que les principaux législateurs américains annoncent un calendrier accéléré pour soumettre le projet de loi sur le bureau du président avant le 4 juillet. La nouvelle a secoué les acteurs du marché, les baissiers cherchant à faire baisser les prix tandis que les haussiers tentent de défendre les niveaux de support clés. Surveillez la réaction de $ETH : un mouvement décisif au-dessus ou en dessous des niveaux clés confirmera la prochaine tendance.

US banks are mounting an aggressive lobbying effort to stall the CLARITY Act, even as key US lawmakers signal a fast-tracked timeline to put the bill on the president’s desk before July 4. The legislative clash centers on the Digital Asset Market Clarity Act , a sweeping regulatory framework that cleared the House with bipartisan support in July 2025. For months, the bill has been bogged down in the Senate over a highly contentious provision regarding stablecoins and whether digital asset firms can offer yield to customers. While a recent bipartisan compromise aimed to clear this roadblock, the banking sector is now publicly rejecting the drafted language, arguing it threatens the foundation of local lending and risks widespread capital flight. Despite the friction, proponents of the bill on Capitol Hill are projecting confidence. Bolstered by the anticipated support from the Trump administration, Senate negotiators are holding firm against the banking lobby, setting the stage for a critical committee markup the week of May 11 . The stablecoin yield loophole and fears of deposit flight The core of the dispute lies in how the CLARITY Act regulates yield-bearing payment stablecoins. A coalition of major trade groups, including the American Bankers Association, the Bank Policy Institute, the Consumer Bankers Association, the Financial Services Forum, and the Independent Community Bankers of America, issued a joint front this week criticizing the language drafted by Senators Thom Tillis and Angela Alsobrooks. While the banking groups acknowledged the senators’ overarching policy goal to prohibit the direct payment of yield and interest on stablecoins , they claim the current text of Section 404 is riddled with loopholes. The coalition argues that the legislation still permits digital asset exchanges and intermediaries to distribute rewards tied to membership programs, provided they are not calculated or distributed in the same way as traditional bank interest. For the l

Key Takeaways