تقوم البنوك بتمويل إعلانات هجوم العملات المشفرة في جميع أنحاء واشنطن حيث يتحد أكثر من 3000 بنك لمنع قانون الوضوح من تمرير مجلس الشيوخ

A recent American Bankers Association (ABA) ad running across Washington shows a clear edge in a campaign that has been running for months. The ad reads: “Protect local lending while embracing innovation. Tell Senators to close the stablecoin loophole.” ABA's advertising archive documents Politico Morning Money placements during the week of Mar. 9, urging senators to act on stablecoin yield, as well as a separate digital campaign targeting Congress, the White House, and regulatory agencies. In January, more than 3,200 bankers signed a letter calling on the Senate to close what they called the “payment of interest loophole.” ABA-backed trade groups followed with a joint letter asking Congress to codify a comprehensive ban on stablecoin inducements paid by issuers, affiliated platforms, or third-party partners. ABA's Community Bankers Council added that $6.6 trillion in deposits could migrate if the language stays loose. Those are advocacy figures documenting how coordinated and sustained the campaign has been. All of it is now landing on a Senate calendar that has very little room. The House passed the CLARITY Act on July 17, 2025, by a margin of 294 to 134 , wide enough to give the Senate a clear mandate to act. Senate Banking Chair Tim Scott announced a committee markup for Jan. 15, 2026. The committee still lists that session as postponed on its official markup page, with no replacement date. The committee's current public schedule features a Kevin Warsh nomination hearing on Apr. 21, with no CLARITY markup listed. Reports point to a possible markup in the final week of April or the second week of May, and that floor time before the summer campaign season is limited , and that the bill still carries unresolved disputes over ethics and illicit-finance provisions beyond the banking fight. Each additional round of negotiation over stablecoin yields further narrows the window. Keeping the yield fight alive long enough to compress the timeline is itself a win for the b