بنك كندا سيضع قواعد العملة المستقرة في عام 2027 مع قانون الوضوح الأمريكي على حافة المماطلة

Bank of Canada stablecoin regulations could arrive in mid or late 2027 , pushing the detailed rulebook later into the same year that Canada's government has already marked for its framework to take effect. That timing lands just as Visa Canada and Wealthsimple are piloting USDC settlement for certain card-network obligations in Canada. The result is a live institutional use case in one part of the payment stack while the framework for non-bank stablecoin issuers remains unfinished. A Reuters report said an early-2027 launch plan was ambitious and that regulations could instead be introduced by mid or late 2027. Canada's own stablecoin framework already set a broader 2027 window, saying regulatory development was expected to continue for 12 to 18 months from early 2026 and that the framework would come into force in 2027. The gap creates a planning problem for issuers and fintech partners. Firms considering Canadian exposure still need to prepare for registration, reserves, redemption mechanics, governance controls, risk management, and product economics around yield restrictions. At the same time, payment networks and large fintech platforms can test stablecoin settlement for defined obligations before every issuer rule is final. Related Reading Visa is quietly building stablecoins into mainstream payment plumbing without you knowing Visa’s stablecoin settlement pilot now spans nine blockchains and a $7 billion annualized run rate across payment infrastructure. Apr 30, 2026 · Liam 'Akiba' Wright Settlement moves faster than rulemaking Visa Canada and Wealthsimple said their pilot lets Wealthsimple satisfy certain Visa Canada settlement obligations using USD Coin. The announcement described stablecoin settlement as coming to the Canadian market through Visa's pilot and pointed to seven-day settlement availability. The release also tied the Canada launch to treasury and liquidity management. Stablecoin settlement can give a fintech more flexibility around when obligat